| 1 |
SHOP AROUND
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Prices vary from company to company. Don't shop by price alone; ask your friends
and relatives for their recommendations as well.
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| 2. |
IMPROVE YOUR HOME SECURITY |
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Often, you can get discounts for a smoke detector, burglar alarm, or dead bolt locks. Some companies offer to reduce your premium if you install a sophisticated sprinkler system, and a fire and burglar alarm that rings at the police station or other security monitoring facility. Not every system qualifies for the discount. Before you buy a system, find out what kind your insurer recommends and how much you could save on your insurance premiums. |
| 3. |
INSURE YOUR HOUSE, NOT THE LAND
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The land under your home isn't at risk from theft, windstorm, fire, or other perils
covered in your homeowners policy. Don't include that value in deciding how much
homeowners insurance to buy. If you do consider it, you'll pay a higher premium
than you should.
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| 4. |
BUY AUTO AND HOME INSURANCE FROM THE SAME CARRIER
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Both UDPI and Travelers offer a discount if you buy both your auto and home coverage from them. Call 877-210-4154 and speak with each carrier to determine (a) which carrier is best for you and (b) how much of a discount can be gained by placing both auto and home insurance with one carrier.
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| Even if you already have an auto or home policy with Unitrin Direct Preferred
Insurance and Travelers,
you may qualify for additional discounts. |
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