| 1. |
COMPARE BEFORE YOU BUY
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Auto insurance premiums are based on a number of factors including: the value of the car, the cost of auto repairs in your area, your overall driving record, and the likelihood of theft. Many insurers offer discounts for features
that reduce the risk of injuries or theft such as daytime running lights, and anti-theft
devices.
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| 2. |
BUY AUTO AND HOME INSURANCE FROM SAME CARRIER
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Both UDPI and Travelers offer a discount if you buy both your auto and home coverage from them. Call 877-210-4154 and speak with each carrier to determine (a) which carrier is best for you and (b) how much of a discount can be gained by placing both auto and home insurance with one carrier. |
| 3. |
MAINTAIN A GOOD CREDIT RECORD
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Establishing a solid credit history may cut your insurance costs. Insurers are increasingly
using credit information to price auto insurance policies. Check your credit record
on a regular basis and have any errors corrected promptly so that your information
remains accurate.
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| 4. |
SEEK OUT OTHER DISCOUNTS |
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Companies offer discounts to policyholders who have not had an accident or moving
violation for a specific number of years, or if you take a defensive driving course.
If there is a young driver on the policy who is a good student or has taken a drivers
education course, you may also qualify for a lower rate. |
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| Even if you already have an auto or home policy with Unitrin Direct Preferred
Insurance and Travelers,
you may qualify for additional discounts. |
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